When it comes to identity theft, utilizing protections to prevent unauthorized access to your credit reports can add an additional layer of defense beyond what card controls can do at a transactional level.
Looking to enhance your personal security? An easy practice to implement, each of the three major credit bureaus offers the option to “freeze” your credit, blocking any inquiries that are used by lenders to approve applications for things like loans or credit cards, and making it virtually impossible for an identity thief to create new accounts in your name. While there is a little bit of upfront work, as each bureau must be frozen independently, once your credit is frozen, your reports are safe until you need them. See the following links and phone numbers to freeze your credit.